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A 1996 American crime film written, produced, edited, and directed by Joel and Ethan Coen about Jerry Lundegaard; whose inept crime falls apart due to his and his henchmen's bungling and the persistence of a heavily pregnant Police Officer Marge Gunderson.

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Is there any hint as to why Jerry needs the money?

Why did jerry need the money? It is not to pay off GMAC because he used the car to pay the kidnappers up front for the job. The GMAC only asks for numbers after he gave the car to the kidnappers. Late …
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