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In the movie Pain & Gain, How was Daniel Lugo (Mark Wahlberg) able to impersonate Victor Kershaw personality when he went into the bank in the Bahamas?

I find it hard to believe that any bank would let someone claim that he is the owner of the account without any identification.

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He had Victor sign a power of attorney to Danny Lugo. If you have a notarized power of attorney signed by the bank account owner, that gives you full access to his account.

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