In Friends S1E7, "The one with the blackout", Chandler was locked in an ATM vestibule with Jill Goodacre. A conversation between him and Joey is as follows:
Chandler: I am trapped in an ATM vestibule with Jill Goodacre.
Joey: (something inaudible)
Chandler: Like that never crossed my mind.
So I wonder what Joey said. I cannot find this line in online substitles.